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4 Beds
4 Baths
5,408 sqft

$4,900,000

545 Bay Street, Boyne City MI, 49712

Price per sqft$906.07
Built in2014
Property size5,408 sqft
Property typeResidential

Overview

Active

Listed Sep 12, 2026

Updated 39 min ago

Lake Charlevoix Waterfront Masterpiece in Boyne City. Welcome to one of the most exceptional waterfront offerings on the north shore of Lake Charlevoix near downtown Boyne City where award-winning landscape and structural design meet timeless craftsmanship and modern luxury. Set on 80 feet of pristine frontage with sweeping westerly views and unforgettable sunsets, this 4-bedroom, 3.5-bath residence delivers a true four-season Northern Michigan lifestyle. The property includes an additional 105’ x 212’ lot with a pole barn—ideal for storing lake and recreational equipment—and the opportunity for additional housing. Two separate two car heated attached garages accommodate up to four vehicles and feature radiant in-floor heat, epoxy floors, and custom doors for year-round convenience. The exterior showcases full boulder stonework, ICF construction for superior efficiency, LED landscape lighting, and a professionally designed water feature. Granite steps, fieldstone shoreline protection, and a newly enhanced lakeside yard create a stunning natural setting, complete with a waterside firepit and pergola for shaded relaxation. Inside, hardwood flooring, shiplap accents, and a prewired sound system set a refined tone. The main living area centers around a dramatic stone fireplace and custom pocket doors by local artisan Fred Franchino. The updated kitchen features new cabinetry, stone accents, counter seating, and a reimagined pantry for added storage. Upstairs, the lakeside primary suite offers a private porch, walk-in closet, and elegant bath. A newly finished bunk room provides additional guest accommodations. The walkout lower level includes a second fireplace, family room, two bedrooms, full bath, and direct access to the lakeside pergola, firepit, and dock. A rare opportunity on Lake Charlevoix—where luxury, craftsmanship, and natural beauty meet.

$32,600/mo

Est. mortgage payment based on a $4,900,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
480799

Interior Features

Bedrooms
4
Bathrooms
4
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.75 Acres

Other Property Details

Garage
Yes
Waterfront
Yes

Listed by Gary Deters with Ashton Property Group
Listing Contact: 2316753263 

Based on information from Northern Michigan MLS. Data last updated 9/18/2026. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed and should be independently reviewed and verified. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. All properties are subject to prior sale, change or withdrawal, and may or may not be listed by the office/agent presenting the information. Neither listing broker(s) nor Genna Hill Evashevski shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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